Levy collections
Letters of demand and acknowledgements of debt with enforceable repayment and cost-recovery terms, referred from about 90 days in arrears.
Refer. Recover. Restore.
Built for community schemes.
Specialist attorneys for sectional title schemes, bodies corporate and homeowners’ associations. Levy and debt collection, mediation, CSOS matters and litigation, handled efficiently and commercially, with the scheme’s long-term financial health in view.
What we do
Legal services for community schemes
Debt collection
Soft collections, structured payment arrangements and formal recovery of outstanding debts, with capacity for larger portfolios.
Read moreLitigation & enforcement
Magistrates’ Court and High Court proceedings, judgments, warrants, sales in execution, section 65, 66 and 72 proceedings, and garnishee orders.
CSOS & scheme disputes
CSOS applications, conciliations and adjudications, and enforcement of the orders, including conversion into court judgments.
Transfers & section 15B
Clearance figures checked before the certificate is issued, so arrears, interest and recoverable legal fees are collected on transfer.
Mediation & dispute resolution
An accredited mediator for disputes where mediation or conciliation costs less than contested litigation.
Read moreDeceased estate recoveries
Lodging and pursuing levy claims against deceased estates on behalf of schemes, so arrears are not lost in the administration process.
Advice & trustee support
Legal advice on arrear levy recovery and risk, and process support on utility restrictions where legally permissible.
Debt collection
Debt collection that resolves, not just pursues
We recover outstanding debts through a disciplined process that starts with engagement and escalates only when it has to. Most matters settle through a structured arrangement before legal costs build up.
Our team handles everything from soft collections to judgment enforcement, and we have the capacity to take on larger portfolios, including extended soft-collection and call-centre support.
- Soft collections and debtor engagement
- Structured payment arrangements and acknowledgements of debt
- Tracing and locating debtors
- Summons, default judgment and warrants of execution
- Garnishee and emoluments attachment orders
- Section 65, 66 and 72 proceedings
- Credit bureau listings after judgment
- Sequestration and liquidation, where commercially justified
Mediation
Resolving disputes without the cost of a court battle
Not every dispute in a community scheme should end in litigation. Mediation lets owners, trustees and managing agents reach a workable, enforceable outcome sooner and at lower cost.
Our accredited mediator, Andrea Greyling, combines mediation expertise with practical legal experience in debt recovery, defended matters and deceased estates, so agreements are structured to be compliant and to hold.
- Disputes between owners, trustees and the scheme
- Disputes affecting whether levies can be recovered
- Representation at CSOS conciliations
- Settlement agreements and payment arrangements that can be enforced
Who we are
A specialist practice, not a generalist firm
Milton Attorneys focuses on sectional title and homeowners’ association levy collections. Our systems, reporting and account management are designed specifically for community schemes.
Trustees and managing agents get a level of attention, responsiveness and technical expertise that is hard to find in larger, generalist firms. Litigation is our enforcement tool, not our starting point.
- 17+
- years in civil litigation and debt recovery
- 10+
- years leading a body corporate and HOA collections division
- NAMA
- invited trainer on sectional title legislation and levy collections
- 1 day
- to acknowledge every new instruction
Our approach
Recovering levies. Restoring compliance.
- STEP 1 · REFER
Early engagement
Referral from about 90 days in arrears, while the balance is still manageable and owners are most likely to settle or agree a structured arrangement.
- STEP 2 · RECOVER
Structured escalation
Where cooperation fails: formal demand, an acknowledgement of debt with enforceable terms, then summons, judgment and enforcement where justified.
- STEP 3 · RESTORE
Owners back in good standing
The aim is owners who once again pay consistently, reported to trustees monthly against the levy book, with legal cost tracked against recoveries.
Insights
Guidance for trustees and managing agents
Levy collections
Why refer arrear levies at 90 days
Transfers
Section 15B clearance figures: what trustees should check
CSOS
Enforcing a CSOS adjudication order
Natasha MiltonFounder & Principal Attorneynatasha@miltonattorneys.co.za
Our people
Led by a specialist
Natasha Milton was admitted as an attorney in 2009 and has more than 17 years’ experience in civil litigation and debt recovery.
For over a decade she led the Body Corporate and Homeowners’ Association Levy Collections Division of an established firm, covering every stage of recovery: debtor engagement, negotiated settlements, litigation, judgment enforcement, transfer-related recoveries and trustee support. Her court documentation is known for its quality and compliance, and she has been invited to train the National Association of Managing Agents (NAMA) on sectional title legislation, levy collections and community scheme governance.
- BA LLB (Wits)
- Admitted 2009
- NAMA trainer
- Meryka Botha
- Senior Legal Secretary · 15+ years in sectional title management, specialising in CSOS debt collection
- meryka@miltonattorneys.co.za
- Andrea Greyling
- Accredited Mediator & Compliance Officer · defended matters, enforcement and deceased estate recoveries
- andrea@miltonattorneys.co.za
Client testimonials
What our clients say
Hand over an account
Ready to hand over an account?
Send us the scheme’s details and we’ll acknowledge your instruction within one business day.
Office hours
- Monday to Friday
- 08:30 to 16:00
If you need any adjustments to meet with us or access our services, please email us and we’ll gladly accommodate you.
Free consultation
Book a free 30-minute consultation
Choose a date and time that suits you, review your details and confirm. Your appointment is reserved immediately and we’ll email you a confirmation.